If you’re in a motorcycle accident, while you’re not wearing a helmet and it’s not your fault, you still can recover damages from the other person. In Florida, you’re not required to wear a motorcycle helmet. However, if it could be proven that not wearing the helmet caused you to have more severe injuries, then you can be charged with comparative negligence, which would reduce your award.

If you’re in a motorcycle accident in Florida, you may or may not need the services of an attorney, but the most important thing you should do is to contact an attorney for a free consultation and then you can discuss with them the facts of your case and they can tell you the different issues that may be arising and then you can make the informed decision of whether you need to actually retain an attorney.

If you’re in a motorcycle accident in Florida, and you’re contacted by insurance companies and they want recorded statements from you, the first thing you need to know is you never need to give a statement to the at-fault party’s insurance company. They may act nice. They may say this will help them resolve the case faster for you. But I would recommend never giving a statement to the at-fault party’s insurance company. You however have an obligation to give a statement to your insurance company. And I would advise that you at least contact an attorney so you can ask them some questions about the process and they can give you some advice, and then you can go ahead and give your recorded statement.

If you’ve been in a motorcycle crash and you’re contacted by the at-fault party’s insurance company and they want your medical records, I would advise that you don’t agree to give them to them. Usually they’ll ask for a medical authorization to be signed by you. That gives them carte blanche to go into your complete medical history. Many times they’ll use that medical history against you in negotiating your claim.

Uninsured motorist coverage is coverage that you would buy from your insurance company, and it would cover you in instances where somebody has injured you while you’re on your motorcycle and they don’t have insurance or they don’t have enough insurance. This is a very important type of insurance to have as a motorcycle rider, because you don’t have the benefit of no-fault insurance or PIP insurance. So I highly recommend that, if you are a motorcycle rider, that you get uninsured motorist coverage.

If you’re injured in a Florida motorcycle accident and you incur medical bills, you are not going to have them paid by PIP, because PIP is personal injury protection insurance and it’s not required on motorcycles. They don’t even offer it. So the second line of who would pay would be your health insurance if you have any. The third line of who would pay would be the at-fault party, but this is going to take some time, because you have to bring a claim, you have to negotiate the claim, you may have to litigate the claim.

So, in the end, at the end of the day, whether it’s resolved by settlement or by a verdict, you will have a claim for your medical bills in addition to other expenses. At that point if you win it will be paid back to you.