I know that I am looking forward to a great vacation with my family this summer, are you? Even when we don’t go anywhere there are lots of things to do in my neck of the woods here in Ocala, FL. Or, lots of ways to get injured, if you look at it with my world view as an accident and injury attorney!
In the past we have represented clients with injuries from the following accidents over the summer:
Personal watercraft, jet-ski, and water ski accidents.
Boating and cruise ship accidents.
Scuba diving and parasailing accidents.
Swimming pool and spa drowning accidents and slip and fall accidents.
Hotels escalator and elevator accidents and slip and fall accidents.
Injuries due to violence caused by negligent security or inadequate security.
Acts of crime leading to injuries including sexual assaults and assault and battery.
Rented vehicle crashes, car accidents, bus and public transportation accidents.
Amusement park, theme park ride and attraction equipment failure or maintenance accidents.
Negligent hiring and employee training.
Business owners, hotel owners, rental companies, and theme parks owners who cater to vacationers have a responsibility to do more than just open their doors for business. They must provide reasonably safe premises, protection from dangers, and adequate warnings about hazards. Rental equipment and machinery must function properly.
These types of accidents really require a good personal injury attorney to make sure that you recover your health, finances and life back again. And remember, call one quickly, as evidence is likely to “disappear” while you deal with your injuries!
The most dangerous thing you do daily is get into a vehicle. Car accidents are a leading cause of death in the U.S., and the leading cause of death for teenagers in America. 32,675 people died in motor vehicle crashes in 2014, according to the National Highway Traffic Safety Administration (NHTSA), and it is estimated that the numbers for 2015 will come in even higher. While you cannot control what other drivers do, you can minimize your risk of being in car accident by modifying your own behavior and always being alert to red flag behavior on the part of other drivers.
Red Flags to watch out for on the road would include:
Failing to indicate
Hogging the middle lane
Hogging the outside lane
Jumping traffic lights
Being slow away from traffic lights
And this doesn’t even take into count the drunk, distracted and new and old drivers on the roads!
When a teenager gets a driver license, it signifies freedom and the lure of the open road. But with this newfound freedom comes a host of new situations and possible problems that most teen drivers have never encountered before. It’s a good idea to review these scenarios with new drivers in your family, and discuss how to handle them before they happen for real.
From traffic stops to road rage, here’s a primer on what you need to tell teen drivers as they take to the roads.
What to do when you’re stopped by a police officer
Safely pull to the side of the road, turn off your car, roll down the window and keep your hands visible. Don’t make any sudden moves or argue with the officer. Do your arguing in traffic court.
How to deal with a flat tire
Pull completely off the road, even if it means destroying the tire. Call roadside assistance and let that person change the tire. If you have a spare (many cars now only have an inflation kit) and know how to change the tire, make sure you are out of traffic and in plain sight of oncoming traffic before changing it yourself.
What to do when the “check engine” light comes on
If there is any change in the car’s performance, any mechanical noises, smoke from the tailpipe or electrical smells, stop the car and call for assistance. If there are none of these symptoms, take the car to a dealer and let them diagnose the problem. However, if you just bought gas, the light might just be indicating that the gas cap is loose. Tighten the cap and continue driving. The light should go off on its own.
How to deal with a friend who is about to drive under the influence
Don’t get in the car. Do anything not to drive with an intoxicated person, and that includes calling your parents for a lift or paying for a taxi. Your next move is to try to prevent your drunken friend from hurting themselves or someone else.
What to do after an auto accident
If the car is drivable and there are no serious injuries, turn on your flashers and pull safely out of traffic. Call the police to report the accident. Exchange insurance information with the other driver but refrain from discussing the accident and who is at fault. Make notes and use your cell phone’s camera to take pictures of the cars involved.
How to drive in rain
Reduce your speed and leave more room between your vehicle and those in front of you. Understand how to handle skids. Understand that a car might hydroplane on a rain puddle on the road and learn how to react to driving with reduced traction and visibility.
How to avoid road rage situations
Understand the severe consequences to you, your car and your driving record when minor disagreements escalate to life-threatening situations. When someone offends you, take a deep breath and know that your anger will dissolve in minutes. Don’t anger other drivers by cutting them off or tailgating. If you’ve inadvertently angered another driver, don’t get drawn into interacting with them. Ignore them or, if necessary, change your route. Finally, repeat this phrase: It’s just not worth it.
And lastly, but most important of all:
How to drive safely
Distracted driving is fast becoming one of the country’s biggest health concerns.
As more and more drivers text while on the road, distracted driving crashes are steadily increasing year over year. In fact, the Center For Disease Control and Prevention estimates that 8 people are killed every day in the U.S. as a result of crashes involving a distracted driver.
However, distracted driving doesn’t just mean texting and driving. You can be distracted by one of many activities.
Distracted driving means driving while not fully paying attention to the road. Many people think of texting and driving or talking on the phone when driving; however, you can also be distracted by:
When you are the victim of a hit and run accident, you likely feel angry and confused, and it can be unclear how to get compensation for your damages and injuries. However, there are steps you can take to create a smoother experience, should you be in this unfortunate situation.
Gather as much information as you can to help police and your car insurance company identify the other vehicle. Try to find and get contact information for any witnesses.
If you have uninsured motorist (UM) coverage and/or collision coverage, your provider may cover the damage in a hit and run and compensate you or any of your passengers for any injuries.
What Is a Hit and Run Accident?
A hit and run accident is any accident in which a driver intentionally leaves the scene without providing contact information.
Examples of hit and run accidents include:
A car hits you and speeds off.
A driver hits your unattended parked car and leaves no contact information or way of collecting damages.
What to Do After a Hit and Run Accident
While you’ll likely be feeling immense stress if you’re a victim of a hit and run, it will help to stay as calm as possible and gather as much information as you can.
Having more information:
Increases the chances that the police will catch the driver who hit you.
Helps your car insurance company make decisions about your claim.
First, get as much information as you can about the car that hit you, such as:
License plate number.
Finally, take the following steps before leaving the scene:
Write down the time and location of the accident.
Take pictures of the accident scene.
Take pictures of your car, especially if another car’s paint is visible on it. (This will help you prove that you are not attempting to defraud your insurance company.)
If the hit and run occurred when you wereaway from your parked car, jot down as much information as you can, such as:
Who Pays for Hit and Run Damage and Medical Care?
This depends on certain factors, including whether the fleeing driver was identified and what state you live in.
Payment for hit-and-run claims usually comes through your own car insurance. In most states, the coverages in question are uninsured motorist bodily injury and uninsured motorist property damage, which essentially act as the at-fault (in this case, hit-and-run) driver’s liability coverage. Uninsured motorist bodily injury helps pay for injuries caused by a hit-and-run accident, while uninsured motorist property damage covers damages to your car.
The good news is that these coverages are relatively affordable, and they offer significant financial protection from the uninsured (or hit-and-run-committing) drivers up to the limits you select.
Isn’t it wonderful that fall has finally arrived? With cooler air and beautiful, sunny days here finally, many of us are opting to get out our bicycles and head out for a ride after work or on the weekends. This is a great way to spend healthy time with friends and/or family. Bicycle safety is a main concern for these rides as a report released last year by the Centers for Disease Control and Prevention finds that Florida has the highest rate of bicycling deaths of any state in the nation, 0.57 per 100,000 people, more than double the nationwide rate of 0.23 per 100,000.
HOW BIG IS THE PROBLEM?
Deaths and Injuries
In 2013 in the U.S., over 900 bicyclists were killed and there were an estimated 494,000 emergency department visits due to bicycle-related injuries.
Data from 2010 show fatal and non-fatal crash-related injuries to bicyclists resulted in lifetime medical costs and productivity losses of $10 billion.
You always need a helmet wherever you ride. You can expect to crash in your next 4,500 miles of riding, or maybe much sooner than that!
Even a low-speed fall on a bicycle trail can scramble your brains.
Laws in 22 states and at least 201 localities require helmets, although few cover adults.
Make sure your helmet fits to get all the protection you are paying for. A good fit means level on your head, touching all around, comfortably snug but not tight. The helmet should not move more than about an inch in any direction, and must not pull off no matter how hard you try.
Rear stabilizers do not substitute for careful strap adjustment.
Pick white or a bright color for visibility.
Common sense tells you to avoid a helmet with snag points sticking out, a squared-off shell, inadequate vents, excessive vents, an extreme “aero” shape, dark colors, thin straps, complicated adjustments or a rigid visor that could snag or shatter in a fall.
Savage Stallion is not only a great name for a rock band, but a common cause of injury here in Horse Country. Recently we represented a woman who was bitten by a passing stallion on a local trail. Negligence on the part of the owner often plays a role in a dog bite or animal attack. Laws vary by county, so if you have been bitten or attacked, it’s important to seek legal advice right away. If there is an injury, seek immediate medical attention. It’s not always possible to know just by looking at the animal if it is sick, and you want to guard against the chance of infection and other disease from a bite or related injury. If you have been bitten by a dog or injured by a vicious animal, do not admit fault.
According to www.webmd.com, animal and human bites may cause puncture wounds, cuts, scrapes, or crushing injuries. Most animal and human bites cause minor injuries, and home treatment is usually all that is needed to care for the wound.
Most animal bites occur in school-age children. The face, hands, arms, and legs are the most common sites for animal bites. Since most bites occur in children, be sure to teach children to be careful around animals and that an animal could hurt them. Young children should always be supervised around animals.
Dog bites occur more than any other animal bite and are most frequent in the summer months. The dog is usually known to the person, and most injuries result from the dog being teased or bothered while eating or sleeping. Boys are bitten about twice as often as girls. The arms, head, and neck are the most likely areas to be bitten in children.
Cat bites usually cause deeper puncture wounds than dog bites and have a high risk of bacterial infection because they can be hard to clean adequately.
Exotic pet bites, such as from rats, mice, or gerbils, may carry illnesses, but rabies is not usually a concern. The bites from some pets, such as iguanas, are at risk for infection but do not carry other serious risks.
Livestock, such as horses, cows, and sheep, have powerful jaws and can cause crushing bite injuries. Infection, tetanus, and rabies are possible risks.
Wild animal bites may occur while hunting, camping, or hiking. Infection, tetanus, and rabies are possible risks.
Adult bites that cause a wound to the hand can be serious. A clenched fist striking another person in the mouth and teeth can cut or puncture the skin over the knuckles. This is commonly called a “fight bite.” Underlying tissues may be damaged, and an infection can develop.
Bites from children are:
Usually not very deep.
Not as forceful as adult bites.
Not too likely to become infected.
Not damaging to underlying tissue.
When you have a bite:
Stop the bleeding by applying direct pressure.
Determine if other tissues, such as blood vessels, nerves, tendons, ligaments, joints, bones, or internal organs, have been injured.
Determine if treatment by a doctor is needed.
Clean the wound to prevent bacterial infections, tetanus (“lockjaw”), and viral infections, such as herpes simplex virus and cytomegalovirus (CMV).
Determine the risk for rabies and the need for treatment to prevent the disease.
Determine if you need a tetanus shot.
Have you been the victim of a dog bite or animal attack as a result of someone else’s negligence? It is important that you contact legal counsel as soon as possible. The preservation of evidence needed to prove your claim is of utmost importance and may be lost or destroyed if not preserved immediately.
Heading out for a trip to see the fall foliage? Make sure that you check out the condition of your tires before you leave. For many drivers, there is nothing more frightening or potentially dangerous than a tire blowout at almost any speed. While the number of tire-related crashes has dropped dramatically since 2008, when all new vehicles were required to have automatic tire pressure monitoring systems, these numbers still remain high. The stats do not lie, as tire blowouts and flats result in nearly 11,000 collisions and 200 fatalities each year.
With all the advances in safety standards and technology, why are tire blowouts still such a significant safety issue? According to Traveler’s Insurance, one reason may be that since blowouts are now a rarer occurrence, when they do happen, drivers are less prepared to handle them and react properly. When a tire blows out, it can take about ¼ second before your ride suddenly becomes a struggle to avoid an auto accident. How you react can make all the difference in how the situation resolves itself. The first step is staying calm and in control of your vehicle.
What Does a Tire Blowout Sound Like?
Expect to hear three key sounds that may vary depending on your specific situation. First, you may hear a loud boom or bang of the tire popping reverberating through your car. You may then hear a whooshing sound or the sound of the air quickly escaping from the tire, and finally, a repeated flapping or flopping of the deflated tire hitting the road.
What Does a Tire Blowout Feel Like?
When a tire explodes at speed, first you will feel the vehicle slow down, then it will pull strongly to the left or right depending on which tire burst. If it was a front tire that burst, you will feel the force mostly within the steering of your vehicle. With a rear tire, you will feel it more in the seat or body of the car. Whether the blowout occurred in the front or back, your response should be the same in either situation.
How to Drive Through a Tire Blowout
According to the National Safety Council and other safety experts, there are some important tips and best practices to remember if you experience a tire blowout.
Keep a firm grip on the steering wheel.
Do not slam on the brakes.
Let your car slow down gradually.
Pull to the side of the road once you have slowed to a safe speed.
After a blowout, only exit your vehicle if you are certain you are safely off the road and out of harm’s way. Turn your emergency flashers on to alert other drivers, and put out reflective cones or triangles if you have them. If it is not safe to change the tire where you are, or you are unsure how, call for roadside assistance.
Also keep in mind that a spare is only recommended for emergencies and should not be driven for long distances or at high speeds. Take the time to read your owner’s manual to learn where your spare tire and necessary tools are located. Your manual may also provide instructions on how to change a flat tire. It is a good idea to be familiar with these procedures before you get stuck on the side of the road.
How to Prevent a Tire Blowout
The good news is that many tire blowouts are preventable with the proper effort and attention. Most occur from May through October when the road surface is the hottest, resulting from an underinflated tire, excessively worn treads, or an overloaded vehicle. A simple, routine inspection of your tires to check for slow leaks, wear and tear, and proper pressure is important. Keeping your load light, within your vehicle manufacturer’s recommendations (found in the same spot as the recommended tire pressure), can help too.
So head on out for a great fall adventure, and stay safe out there friends!
A great many drivers on the road represent threats to your safety and well-being. But there are numerous ways of minimizing your chances of having a collision with an unsafe driver. Defensive driving is a big part of car safety and you should always be practicing it, until it becomes second nature.
A cardinal rule that will help you stay out of collisions is: Don’t tailgate. Tailgating is the cause of innumerable accidents, many of them serious. No matter how fast you’re going, you should be able to stop safely if the car in front of you were to slam on its brakes. Any closer than that and you are in a danger zone. So the faster you’re traveling, the more room you’ll want to leave between your car and the one in front of you.
More space gives you:
More time to react and brake or steer if something unexpected happens;
Better visibility around the vehicle ahead;
More room to maneuver and lane change if there is a delay or obstruction in your lane;
A smoother ride because you no longer need to brake abruptly;
Better fuel economy and reduced vehicle wear because you are now driving more smoothly.
Keep a safe distance. While it is never safe to tailgate any vehicle on the highway, following too close is particularly dangerous around large trucks and buses because the size of these vehicles prevents you from seeing the road ahead and having sufficient time to react to slowing or stopped traffic or another obstacle.
Following too closely is always the cause of multi car pileups on freeways and other roads. Besides, it’s illegal. So don’t tailgate. And if you’re being tailgated take action to get the tailgater off your back. If possible, move to another lane. If you can’t do that safely, slow down gradually. Don’t hit the brakes – you could cause an accident involving yourself, and you could also trigger a bad case of road rage. Just gradually slow down until the driver behind you takes the hint and decides to either back off or go around.
Hot time in the city? Heading out for a weekend at the lake? I don’t blame you, when the weather starts to heat up and summer hits, it seems as if everyone descends upon the lake at the same time. Fishing boats, speed boats, jet skis, swimmers, and others take to the water to keep cool during the hot months. While hanging out at the lake can be an enjoyable American pastime, it can turn dangerous if people behave recklessly or are inattentive while on the water. Knowing the safety risks of jet skis can help to keep you and your family safe this upcoming summer season.
Here are some safety tips from wwwsafetyresource.org and Emily Abbate of The Stir to help you stay safe out there friends:
You need a life jacket. I don’t care if it’s not stylish and you can swim as well as Michael Phelps. I also don’t care about your vice against wacky tan lines. That’s what spray tans are for, my friends.
Use the vehicle’s safety precautions.For some jet skis, that means a lanyard that is placed around the wrist, attaching you to the handlebars of the watercraft. Often referred to as a kill cord, the string operates a kill switch when the operator goes overboard, deactivating your ride. Without a kill cord, your jet ski could continue to operate without you in control, and hurt someone else in the process.
Stay alert.It’s easy to get caught up in the moment once you get a hand of handling the jet ski. But other boats, skiers, divers, or swimmers could be in your general area.
Don’t drink and jet. This should be obvious, but it’s not always the case. I understand that taking a ride after a few beers may seem like a good idea, at the time. But the possibility of injury just isn’t worth the risk. Of course, the same rules apply while being a passenger, too. Intoxication for anyone involved is just a distraction.
Don’t get cocky. So you’ve noticed a passing motor boat and the waves that it has left behind. Using these waves as a ramp or launching point could send you and your jet ski flying in a bad direction, or even worse, upside down.
And a tip of my own: Different models make a difference. Get familiar with the specific jet ski you’re riding, and take it for a test spin with someone who knows what’s up. Never just assume that you’ll “get the swing of it.” Because the scary truth of it all is that one assumption could cost you your life.
So, how do motorcycle insurers come up with their rates, anyway?
Believe it or not, they base their premiums on sound statistical data that helps them determine the likelihood of you filing a claim (and costing them money). Insurance companies consider a number of factors, including:
Driving record (moving violations)
In general, those who are younger than 25, female, married, live in a rural location, don’t ride much, drive a safe but inexpensive bike, and have a clean driving history and great credit are treated to the best rates.
The numbers are even scarier for older riders, who are increasingly taking up or returning to motorcycling after many years. Because of slower reflexes, weaker eyesight, more brittle bones, and other disadvantages, riders over 60 years old are three times more likely to be hospitalized after a crash than younger ones.
Still, many enthusiasts enjoy a lifetime of riding without injury. The key to optimizing your odds is to be prepared and avoid risks. Keep in mind that 48 percent of fatalities in 2010 involved speeding, according to the IIHS, and alcohol was a factor in 42 percent. Eliminate those factors and you’ve dramatically reduced your risk and hopefully, your rates.